“Anyone who doesn’t have a credit report – common amongst international tenants, the self-employed, students, and high net worth individuals – would generally be required to provide between 50 and 100 per cent of the rent upfront” claims Alexander Siedes, founder of Homeppl.

“They automatically deny ‘invisible consumers’, those without credit reports, forcing them to pay rent upfront, while their inability to detect fraud or authentic data results in 8.0 per cent defaults and 1.6 per cent court possession claims in the private rented sector.”

He says that last week’s campaign by activist group Generation Rent – which held a Renters’ Rights Week based on webinars – was a good opportunity to demonstrate discriminatory referencing simply because of what Homeppl calls “bad due diligence practices.”